SBI credit card

SBI Elite Credit Card

A credit card from SBI. See the yearly fee, the income the bank asks for and the card network, then compare it with other cards.

Fees and who can apply

Yearly fee
₹4,999GST is added on top
Monthly income from
Ask bank
Card network
Visa
Bank
SBI

Where you see "Ask bank", we do not have that figure yet.

Check these with the bank

We do not list these details for this card yet. Please look them up on the bank's website before you choose.

  • Reward points or cashback, and where you earn them
  • Airport lounge visits, if the card has any
  • Whether the yearly fee is waived when you spend above a set amount
  • Fuel surcharge waiver, if the card has one
  • The interest rate on unpaid bills

Good to know

These points are true of most credit cards in India.

  • If you do not pay the full bill by the due date, the bank charges interest on what is left. Card interest is usually high.
  • Taking cash out of an ATM with a credit card usually costs a fee, and interest starts the same day.
  • The bank decides whether to give you the card and what your limit will be.

Common questions

What is the minimum income requirement?

We do not have the income figure for the SBI Elite Credit Card yet. Please ask the bank.

How long does the application process take?

You cannot apply through InsureUPI yet. For now, please apply on the bank’s own website or at a branch. The bank decides how long it takes.

InsureUPI is not a bank or a lender. This page is for information only. Fees and rates come from what the bank publishes. They can change, and what you are offered may differ. Please confirm with the bank before you decide.