InsureUPI LogoInsureUPI
Independent Comparison Platform — InsureUPI is not affiliated with any bank or financial institution listed below. Rates shown are indicative and sourced from public data as of July 2026. Always verify with the issuer before making financial decisions.
In Development — Partner Onboarding Soon

India's Universal Financial
Distribution Cloud

One assistor, every bank. Compare and apply for credit cards, loans, insurance and security products from India's leading banks and NBFCs — AI-powered eligibility scoring in 60 seconds.

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SECURE FINANCIAL DIRECTORY
DPDP LEDGER IN PROGRESS|SECURE 256-BIT ENCRYPTION

Why Apply via InsureUPI?

🚀 Speed & Ease

We're building direct integrations with banks and NBFCs across cards, loans, insurance and security products — partner onboarding is in progress, so applications aren't live yet.

🔒 DPDP Compliant Consent

Your data will only ever be shared with explicit consent. A consent ledger portal is being built ahead of partner integrations going live.

🎯 Accurate Matching

Our eligibility engine is designed to map your parameters against each partner's product rules to avoid rejection flags — this activates once bank/NBFC partner integrations go live.

How It Works

1

Find Your Card

Explore and compare cashback or travel HDFC cards.

2

Check Eligibility

Input employment & income to verify routing eligibility score.

3

Submit Consent

Review DPDP privacy statements. Digital consent capture activates once partner applications go live.

4

Track & Receive

Live SMS/WhatsApp approval tracking will be available once partner applications go live.

Featured Credit Cards

Compare All
HDFC BANK

HDFC Regalia Credit Card Master Specs

Fee: ₹0Network: Visa
HDFC BANK

HDFC Regalia Gold Credit Card

Fee: ₹2500Network: Visa
HDFC BANK

HDFC Millennia Credit Card

Fee: ₹1000Network: Mastercard

Featured Loans

Indicative Rates for Comparison
HDFC BANK

HDFC Jumbo Loan

Rate: 12.5%Tenure: 60 months
HDFC BANK

HDFC Loan on Credit Card

Rate: 15.0%Tenure: 48 months
HDFC BANK

HDFC Personal Loan

Rate: 10.5%Tenure: 72 months
HDFC BANK

ICICI Personal Loan

Rate: 10.65%Tenure: 72 months
HDFC BANK

SBI Personal Loan

Rate: 11.0%Tenure: 60 months
HDFC BANK

Axis Personal Loan

Rate: 10.49%Tenure: 60 months
KOTAK BANK

Kotak Personal Loan

Rate: 10.99%Tenure: 60 months
YES BANK

Yes Bank Personal Loan

Rate: 10.75%Tenure: 60 months

DPDP-Compliant Data Consent Ledger

This will apply to every application once partner integrations are live.

In line with India's Digital Personal Data Protection (DPDP) Act, InsureUPI is building a consent-tracking system (versions, timestamps, purposes, language, and revocation handles) for when partner applications go live. No application data is collected yet in info-only mode.

InsureUPI Platform Roadmap

Q3 2026 (Planning)

HDFC Credit Card Engine

Production launch of HDFC routing adapter with real-time status webhooks.

Q4 2026

SBI Card & Axis Integrations

Expanding partner registries to support multi-provider credit checks.

Q1 2027

AI Personal Finance Assistant

Deploying the AI Capability Router for conversational eligibility checks.